{"id":25937,"date":"2026-03-27T05:44:37","date_gmt":"2026-03-27T05:44:37","guid":{"rendered":"https:\/\/www.samco.in\/help-support\/?post_type=ht_kb&#038;p=25937"},"modified":"2026-03-27T05:45:11","modified_gmt":"2026-03-27T05:45:11","slug":"why-is-my-fund-transfer-showing-as-pending","status":"publish","type":"ht_kb","link":"https:\/\/www.samco.in\/help-support\/article\/why-is-my-fund-transfer-showing-as-pending\/","title":{"rendered":"Why is my fund transfer showing as pending?"},"content":{"rendered":"\n<p>A pending fund transfer usually means your payment is still within the normal processing window. Here are the most common reasons:<\/p>\n\n\n\n<p><strong>1. Payment mode processing time<\/strong> Different payment modes have different reflection times:<\/p>\n\n\n\n<ul><li><strong>UPI \/ Net Banking<\/strong> : Generally instant, but may take a few minutes in rare cases.<\/li><li><strong>IMPS<\/strong> : Usually reflects within minutes to 1 hour.<\/li><li><strong>NEFT \/ RTGS<\/strong> : May take 2\u20133 working hours depending on bank clearing timelines.<\/li><\/ul>\n\n\n\n<p><strong>2. Transfer during non-banking hours or holiday<\/strong> If the transfer was made during non-banking hours, on a weekend, or on a public holiday, it will be processed on the next working day.<\/p>\n\n\n\n<p><strong>3. Transfer from an unregistered bank account<\/strong> If the funds were transferred from a bank account not registered with Samco, the credit may be delayed or put on hold.<\/p>\n\n\n\n<p><strong>What you can do:<\/strong><\/p>\n\n\n\n<ul><li>Check your bank statement to confirm whether the amount has been debited.<\/li><li>Allow some time based on the payment mode used.<\/li><li>If the amount is debited but still not reflected after the expected timeline, move to the next step and raise a support ticket.<\/li><\/ul>\n\n\n\n<p>If the amount hasn&#8217;t reflected within the expected timeline, contact Samco Support with your <strong>Client Code, UTR number, transferred amount, and payment screenshot.<\/strong><\/p>\n","protected":false},"author":65,"comment_status":"open","ping_status":"closed","template":"","format":"standard","meta":[],"ht_kb_category":[2392],"ht_kb_tag":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb\/25937"}],"collection":[{"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb"}],"about":[{"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/types\/ht_kb"}],"author":[{"embeddable":true,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/users\/65"}],"replies":[{"embeddable":true,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/comments?post=25937"}],"version-history":[{"count":1,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb\/25937\/revisions"}],"predecessor-version":[{"id":25939,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb\/25937\/revisions\/25939"}],"wp:attachment":[{"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/media?parent=25937"}],"wp:term":[{"taxonomy":"ht_kb_category","embeddable":true,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb_category?post=25937"},{"taxonomy":"ht_kb_tag","embeddable":true,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb_tag?post=25937"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}