{"id":26931,"date":"2026-04-07T10:52:44","date_gmt":"2026-04-07T10:52:44","guid":{"rendered":"https:\/\/www.samco.in\/help-support\/?post_type=ht_kb&#038;p=26931"},"modified":"2026-04-07T10:53:18","modified_gmt":"2026-04-07T10:53:18","slug":"what-happens-if-there-are-insufficient-funds-on-sip-date","status":"publish","type":"ht_kb","link":"https:\/\/www.samco.in\/help-support\/article\/what-happens-if-there-are-insufficient-funds-on-sip-date\/","title":{"rendered":"What happens if there are insufficient funds on SIP date?"},"content":{"rendered":"\n<p>If your bank account doesn&#8217;t have enough funds on the SIP date, that instalment is skipped. The SIP itself is not cancelled; it continues from the next scheduled date as normal.<\/p>\n\n\n\n<p>Samco does not charge a penalty for a missed instalment. However, your bank may levy a return or bounce charge for the failed auto-debit, depending on your bank&#8217;s policy.<\/p>\n\n\n\n<p>If you know funds won&#8217;t be available on a particular date, it&#8217;s better to pause the SIP in advance from the app rather than letting the debit fail.<\/p>\n","protected":false},"author":65,"comment_status":"open","ping_status":"closed","template":"","format":"standard","meta":[],"ht_kb_category":[2909],"ht_kb_tag":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb\/26931"}],"collection":[{"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb"}],"about":[{"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/types\/ht_kb"}],"author":[{"embeddable":true,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/users\/65"}],"replies":[{"embeddable":true,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/comments?post=26931"}],"version-history":[{"count":1,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb\/26931\/revisions"}],"predecessor-version":[{"id":26933,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb\/26931\/revisions\/26933"}],"wp:attachment":[{"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/media?parent=26931"}],"wp:term":[{"taxonomy":"ht_kb_category","embeddable":true,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb_category?post=26931"},{"taxonomy":"ht_kb_tag","embeddable":true,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb_tag?post=26931"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}