{"id":27693,"date":"2026-04-16T09:22:56","date_gmt":"2026-04-16T09:22:56","guid":{"rendered":"https:\/\/www.samco.in\/help-support\/?post_type=ht_kb&#038;p=27693"},"modified":"2026-04-16T09:23:08","modified_gmt":"2026-04-16T09:23:08","slug":"what-is-debt","status":"publish","type":"ht_kb","link":"https:\/\/www.samco.in\/help-support\/article\/what-is-debt\/","title":{"rendered":"What is Debt?"},"content":{"rendered":"\n<p>In the context of investing, debt refers to a category of financial instruments where an investor lends money to an issuer, a government, company, or institution in exchange for regular interest payments and repayment of the principal at the end of the agreed period.<\/p>\n\n\n\n<p>Debt instruments are the opposite of equity. When you invest in equity, you become a part-owner of a company. When you invest in debt, you become a lender you have no ownership stake, but you have a contractual right to receive your money back with interest.<\/p>\n\n\n\n<p>Common debt instruments include bonds issued by companies or governments, G-Secs issued by the central or state government, Treasury Bills for short-term government borrowing, Non-Convertible Debentures (NCDs) listed on exchanges, and fixed deposits offered by banks.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Debt<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Equity<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Role of investor<\/td><td class=\"has-text-align-center\" data-align=\"center\">Lender<\/td><td class=\"has-text-align-center\" data-align=\"center\">Owner<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Returns<\/td><td class=\"has-text-align-center\" data-align=\"center\">Fixed<\/td><td class=\"has-text-align-center\" data-align=\"center\">Variable<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Risk<\/td><td class=\"has-text-align-center\" data-align=\"center\">Lower<\/td><td class=\"has-text-align-center\" data-align=\"center\">Higher<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Priority in wind-up<\/td><td class=\"has-text-align-center\" data-align=\"center\">Paid first<\/td><td class=\"has-text-align-center\" data-align=\"center\">Paid last<\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"author":65,"comment_status":"open","ping_status":"closed","template":"","format":"standard","meta":[],"ht_kb_category":[2973],"ht_kb_tag":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb\/27693"}],"collection":[{"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb"}],"about":[{"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/types\/ht_kb"}],"author":[{"embeddable":true,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/users\/65"}],"replies":[{"embeddable":true,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/comments?post=27693"}],"version-history":[{"count":1,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb\/27693\/revisions"}],"predecessor-version":[{"id":27695,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb\/27693\/revisions\/27695"}],"wp:attachment":[{"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/media?parent=27693"}],"wp:term":[{"taxonomy":"ht_kb_category","embeddable":true,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb_category?post=27693"},{"taxonomy":"ht_kb_tag","embeddable":true,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb_tag?post=27693"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}