{"id":28293,"date":"2026-07-30T09:44:48","date_gmt":"2026-07-30T09:44:48","guid":{"rendered":"https:\/\/www.samco.in\/help-support\/?post_type=ht_kb&#038;p=28293"},"modified":"2026-07-30T09:45:34","modified_gmt":"2026-07-30T09:45:34","slug":"what-is-the-lock-in-period-for-elss-tax-saving-mutual-funds","status":"publish","type":"ht_kb","link":"https:\/\/www.samco.in\/help-support\/article\/what-is-the-lock-in-period-for-elss-tax-saving-mutual-funds\/","title":{"rendered":"What is the lock-in period for ELSS (tax-saving) mutual funds?"},"content":{"rendered":"\n<p>ELSS funds carry a mandatory three-year lock-in on every investment. This is set by SEBI and applies across all ELSS schemes; it isn&#8217;t a RankMF-specific rule.<\/p>\n\n\n\n<p>If you&#8217;re investing through a SIP, each instalment has its own three-year clock rather than one lock-in for the whole investment. Your first instalment becomes withdrawable after three years, while every instalment after that unlocks on its own timeline.<\/p>\n\n\n\n<p>Worth keeping in mind when planning a redemption you may find only part of your ELSS holding is actually free to withdraw at a given time.<\/p>\n","protected":false},"author":65,"comment_status":"open","ping_status":"closed","template":"","format":"standard","meta":[],"ht_kb_category":[2983],"ht_kb_tag":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb\/28293"}],"collection":[{"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb"}],"about":[{"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/types\/ht_kb"}],"author":[{"embeddable":true,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/users\/65"}],"replies":[{"embeddable":true,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/comments?post=28293"}],"version-history":[{"count":1,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb\/28293\/revisions"}],"predecessor-version":[{"id":28295,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb\/28293\/revisions\/28295"}],"wp:attachment":[{"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/media?parent=28293"}],"wp:term":[{"taxonomy":"ht_kb_category","embeddable":true,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb_category?post=28293"},{"taxonomy":"ht_kb_tag","embeddable":true,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb_tag?post=28293"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}