{"id":28323,"date":"2026-07-30T09:52:49","date_gmt":"2026-07-30T09:52:49","guid":{"rendered":"https:\/\/www.samco.in\/help-support\/?post_type=ht_kb&#038;p=28323"},"modified":"2026-07-30T09:53:04","modified_gmt":"2026-07-30T09:53:04","slug":"what-is-smartsip-and-how-is-it-different-from-smartsip","status":"publish","type":"ht_kb","link":"https:\/\/www.samco.in\/help-support\/article\/what-is-smartsip-and-how-is-it-different-from-smartsip\/","title":{"rendered":"What is SmartSIP+, and how is it different from SmartSIP?"},"content":{"rendered":"\n<p>SmartSIP+ works exactly like SmartSIP, with one key addition: a top-up.<\/p>\n\n\n\n<p>When the market looks especially undervalued, SmartSIP+ debits an extra amount, equal to your regular instalment, and invests that additional amount into the equity fund on top of your usual instalment. So in a month where prices are attractively low, instead of your usual \u20b910,000 going in, \u20b920,000 might be debited and invested to make the most of the opportunity.<\/p>\n\n\n\n<p>This means SmartSIP+ doesn&#8217;t just time your investments better it also increases your total invested amount over the tenure, unlike SmartSIP or a regular SIP, where the total stays fixed. Because of the top-up, you&#8217;ll need to keep extra funds available in your bank account around your SIP date, since the debit amount can vary month to month.<\/p>\n","protected":false},"author":65,"comment_status":"open","ping_status":"closed","template":"","format":"standard","meta":[],"ht_kb_category":[2985],"ht_kb_tag":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb\/28323"}],"collection":[{"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb"}],"about":[{"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/types\/ht_kb"}],"author":[{"embeddable":true,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/users\/65"}],"replies":[{"embeddable":true,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/comments?post=28323"}],"version-history":[{"count":1,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb\/28323\/revisions"}],"predecessor-version":[{"id":28325,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb\/28323\/revisions\/28325"}],"wp:attachment":[{"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/media?parent=28323"}],"wp:term":[{"taxonomy":"ht_kb_category","embeddable":true,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb_category?post=28323"},{"taxonomy":"ht_kb_tag","embeddable":true,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb_tag?post=28323"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}