{"id":28353,"date":"2026-07-30T10:03:36","date_gmt":"2026-07-30T10:03:36","guid":{"rendered":"https:\/\/www.samco.in\/help-support\/?post_type=ht_kb&#038;p=28353"},"modified":"2026-07-30T10:03:52","modified_gmt":"2026-07-30T10:03:52","slug":"how-many-ways-can-i-create-a-mandate-and-which-should-i-choose","status":"publish","type":"ht_kb","link":"https:\/\/www.samco.in\/help-support\/article\/how-many-ways-can-i-create-a-mandate-and-which-should-i-choose\/","title":{"rendered":"How many ways can I create a mandate, and which should I choose?"},"content":{"rendered":"\n<p>There are three ways to set up a mandate on RankMF:<\/p>\n\n\n\n<p><strong>OTM (One Time Mandate)<\/strong> &#8211; an electronic mandate registered either through net banking or via Aadhaar-based authentication, which stays valid for future SIP debits once approved.<\/p>\n\n\n\n<p><strong>UPI Mandate<\/strong> &#8211; set up directly through your UPI app, where you approve the mandate once and it auto-debits your SIP amount going forward, similar to how UPI Autopay works for subscriptions.<\/p>\n\n\n\n<p><strong>Physical Mandate<\/strong> &#8211; a signed physical form (NACH mandate) submitted to your bank, used when electronic registration isn&#8217;t available or hasn&#8217;t gone through successfully.<\/p>\n\n\n\n<p>UPI mandates tend to be the fastest to set up and get approved, since it&#8217;s a one-tap authorisation from your banking app. OTM through net banking or Aadhaar is also fairly quick, while a physical mandate can take longer since it depends on your bank&#8217;s own processing timelines.<\/p>\n","protected":false},"author":65,"comment_status":"open","ping_status":"closed","template":"","format":"standard","meta":[],"ht_kb_category":[2987],"ht_kb_tag":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb\/28353"}],"collection":[{"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb"}],"about":[{"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/types\/ht_kb"}],"author":[{"embeddable":true,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/users\/65"}],"replies":[{"embeddable":true,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/comments?post=28353"}],"version-history":[{"count":1,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb\/28353\/revisions"}],"predecessor-version":[{"id":28355,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb\/28353\/revisions\/28355"}],"wp:attachment":[{"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/media?parent=28353"}],"wp:term":[{"taxonomy":"ht_kb_category","embeddable":true,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb_category?post=28353"},{"taxonomy":"ht_kb_tag","embeddable":true,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb_tag?post=28353"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}