{"id":28373,"date":"2026-07-30T10:10:47","date_gmt":"2026-07-30T10:10:47","guid":{"rendered":"https:\/\/www.samco.in\/help-support\/?post_type=ht_kb&#038;p=28373"},"modified":"2026-07-30T10:11:18","modified_gmt":"2026-07-30T10:11:18","slug":"why-did-my-sip-installment-not-get-debited","status":"publish","type":"ht_kb","link":"https:\/\/www.samco.in\/help-support\/article\/why-did-my-sip-installment-not-get-debited\/","title":{"rendered":"Why did my SIP installment not get debited ?"},"content":{"rendered":"\n<p>There are a few common reasons a SIP debit can fail:<\/p>\n\n\n\n<p><strong>Insufficient balance &#8211;<\/strong> the most common reason. If your bank account doesn&#8217;t have enough funds on the debit date, the transaction fails, and depending on your bank, a bounce charge may also apply.<\/p>\n\n\n\n<p><strong>Mandate not approved or expired &#8211;<\/strong> if your mandate registration is still pending approval, or has expired, the auto-debit can&#8217;t go through until it&#8217;s active again.<\/p>\n\n\n\n<p><strong>Bank server or technical issue &#8211;<\/strong> occasionally, a debit can fail due to a technical issue on your bank&#8217;s end or during processing, unrelated to your account balance or mandate status.<\/p>\n\n\n\n<p>If a debit fails, that month&#8217;s installment is simply skipped, and your SIP resumes automatically from the next scheduled date you don&#8217;t need to do anything unless the underlying issue (like an expired mandate or KYC) needs fixing.<\/p>\n","protected":false},"author":65,"comment_status":"open","ping_status":"closed","template":"","format":"standard","meta":[],"ht_kb_category":[2987],"ht_kb_tag":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb\/28373"}],"collection":[{"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb"}],"about":[{"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/types\/ht_kb"}],"author":[{"embeddable":true,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/users\/65"}],"replies":[{"embeddable":true,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/comments?post=28373"}],"version-history":[{"count":1,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb\/28373\/revisions"}],"predecessor-version":[{"id":28375,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb\/28373\/revisions\/28375"}],"wp:attachment":[{"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/media?parent=28373"}],"wp:term":[{"taxonomy":"ht_kb_category","embeddable":true,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb_category?post=28373"},{"taxonomy":"ht_kb_tag","embeddable":true,"href":"https:\/\/www.samco.in\/help-support\/wp-json\/wp\/v2\/ht_kb_tag?post=28373"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}