Yes Bank's share price Bank's 5% on April 21, 2025, following the release of its financial outcome for its fourth quarter of the fiscal year. By 9:45 AM IST, the stock was trading at ₹18.9 on the BSE, reflecting a 4.4% gain. The 52-week high and low for the stock were ₹28.55 and ₹16, respectively. The Bank’s capitalization was approximately ₹59,200 crore.
Financial Results for Q4 FY25
Yes Bank reported a 63% year-on-year rise in standalone net profit for the March quarter.
Revenue:
Net Interest Income (NII) stood at ₹2,276 crore, marking a 5.7% increase compared to the same quarter last year.
Other Income:
The Bank’s interest income, which includes fees, commissions, and other earnings outside traditional lending, increased by 11% to ₹1,567 crore.
Provisions:
Provisions and contingencies, or funds set aside for potential bad loans, fell by 32.5% year-on-year to ₹318 crore.
Net Profits:
Net profit rose to ₹738 crore in Q4 FY25 from ₹452 crore in the corresponding quarter of the previous year.
Operational Metrics
The gross non-performing asset (GNPA) ratio remained steady at 1.60% at the end of March.
Loan growth was recorded at 8.1% year-on-year, while deposits rose by 6.8%.
The net interest margin (NIM), an essential measure of profitability, was 2.50%, slightly up from 2.40% in the same period last year and the preceding quarter.
Company Overview
Yes Bank is a privately-owned bank based in Mumbai. Its latest financial performance reflects improved profitability and stable asset quality, mainly due to decreased provisioning and increased core and non-core income.
Summary
Yes Bank’s results indicate a strong financial performance, highlighted by significant growth in net profit, higher income from both interest and non-interest sources, and steady asset quality. The positive momentum in key financial indicators contributed to Yes Bank's share price rise following the earnings announcement.
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