Knowledge Base

Your bank modification request may be rejected due to one or more of the following reasons:

Common Reasons for Rejection

• Mismatch in details – Bank details (IFSC, MICR, Account Holder’s Name) do not match with the submitted modification form.
• Incomplete proof – Required details such as IFSC, MICR, or Account Holder’s Name are missing from the submitted bank proof.
• Name mismatch – The client’s name mentioned in the form does not match the name on the bank proof.
• Invalid bank proof – Handwritten account number, “Master” mentioned on the document, cropped/unclear copies, or documents without bank name, logo, or stamp.
• Improper format – Account number displayed in masked format (e.g., XXXX1234), making it invalid.
• Non-acceptable proof type – Proprietor bank proof submitted for an individual account, or second-holder bank proof without proper mode of operation details.
• Missing or unclear documents – Uploaded proof is unclear, cropped, or the client’s name is not printed on the document.

Valid Bank Proofs Accepted

• Cancelled Cheque (with printed name, account number, IFSC & MICR)
• Bank Statement (clearly showing account details, IFSC & MICR)
• Bank Passbook (first page with bank logo/stamp, account holder’s name, IFSC & MICR)

To avoid rejection, please ensure that the submitted bank proof is clear, complete, and matches exactly with the details mentioned in the modification form.