Bandhan Bank share price saw a sharp rise on Friday, January 23, reaching a one-month high as the market reacted positively to its December quarter (Q3FY26) results. The stock gained over 5% in intraday trading, marking the biggest jump in nine months, even while broader market trends remained muted.
Investors responded to signs of improving asset quality, steady margins, and robust deposit growth. The stock climbed to an intraday peak of ₹150.50, reflecting renewed confidence in the bank’s performance trajectory.
Market Snapshot
- Intraday high: ₹150.50
- Daily gain: Over 5%
- Trend: One-month high, largest rise in nine months
- Market context: Outperformed broader indices amid subdued market conditions
The rally highlights investor focus on the bank’s operational recovery and strengthening fundamentals.
Q3FY26 Financial Highlights
Bandhan Bank posted a strong sequential improvement in its December quarter results, showing progress on key operational metrics:
- Net Profit: ₹205.99 crore, up 83.9% QoQ from Q2FY26
- Total Income: ₹6,122.24 crore, 7.8% increase QoQ
- Net Interest Income (NII): ₹2,688 crore, 3.8% QoQ growth
- Net Interest Margin (NIM): 5.9%, up from 5.8% in Q2FY26
Year-on-year comparisons show continued pressure on profitability:
- Net Profit YoY: ₹205.6 crore, down 51.6% from ₹426 crore in Q3FY25
- NII YoY: ₹2,869 crore, a 4.5% decline
Sequential growth underlines a steady operational recovery despite lingering YoY pressures.
Improvements in Asset Quality and Deposits
Bandhan Bank delivered notable gains in asset quality, a key factor for investor sentiment:
- Gross NPA (GNPA): Fell by 169 bps to 3.3% from 5% in Q2FY26
- Net NPA: Declined to 1%, down from 1.4%
- Total Deposits: ₹1.57 lakh crore as of December 31, 2025, an 11% increase YoY
The decline in NPAs indicates the bank’s gradual recovery, while robust deposit growth points to sustained customer trust.
Management’s Perspective
MD & CEO Partha Pratim Sengupta shared insights on the bank’s recent performance and future focus:
“Our Q3 results highlight steady progress and stronger fundamentals. We plan to accelerate digital initiatives in Q4 to improve customer experience, efficiency, and scalability. Our goal is to build a more resilient and diversified bank poised for sustainable growth.”
Management’s emphasis on digital strategies aligns with long-term operational efficiency and business expansion goals.
Bandhan Bank Share Performance
- Current level: ₹150.50
- Past 6 months: Down 17%
- Past 3 months: Down 12%
- Past 5 years: Declined 52%
- 52-week low: ₹128.15 (February 2025)
- Other notable low: ₹192.45 (June 2025)
The stock has shown volatility over the past year, reflecting adjustments during the bank’s turnaround phase. The recent surge to a one-month high indicates renewed investor optimism.
Key Takeaways
Bandhan Bank’s Q3FY26 results reveal:
- Sequential improvement in net profit
- Growth in total income and NII
- Stabilizing asset quality with lower GNPA and Net NPA
- Strong deposit growth signaling customer confidence
While YoY profitability remains under pressure, sequential gains and operational stabilization suggest progress in the bank’s turnaround efforts. The recent rally underscores renewed market attention and optimism around Bandhan Bank’s fundamentals.
For Stock Market Today, Bandhan Bank is showing signs of recovery as it strengthens asset quality, expands deposits, and moves towards more sustainable growth.
Source: Livemint
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