Paisalo Digital Share Price Update: ₹100 Crore Debenture Fundraise Announced | Stock Market Today

The small-cap NBFC, Paisalo Digital, made headlines on Wednesday, March 11, 2026, after announcing a significant fundraising move amid a broadly weaker market. The company’s board approved the issuance of non-convertible debentures (NCDs) worth ₹100 crore, reflecting its ongoing efforts to strengthen its financial position.

Shares of Paisalo Digital ended the day down 1.58% at ₹32.45 on the BSE, under pressure along with the broader market, which saw benchmark indices fall sharply due to geopolitical tensions in the Middle East.

Market Performance Snapshot

• Paisalo Digital share price today: ₹32.45 (down 1.58% on BSE)
• Stock trend: The small-cap NBFC has seen declining trends in recent years:
  • 11% down year-to-date
  • 15% down in the last six months
  • 10% down over the past year
  • 63% decline over two years

The broader market also weighed on sentiment, with benchmark indices slipping amid geopolitical concerns and rising crude oil prices.

Paisalo Digital Fundraise Details

Paisalo Digital’s board approved a 9.25% coupon non-convertible debenture issue through the EBP platform on a private placement basis. The details are as follows:

• Base issue: ₹50 crore
• Green shoe option (oversubscription): ₹50 crore
• Total potential fundraise: ₹100 crore
• Number of NCDs: 1 lakh
• Face value per NCD: ₹10,000
• Tenure: 30 months
• Interest payment: Monthly
• Listing: Proposed on BSE
• Allotment date: March 18, 2026
• Redemption: At the end of 30 months from allotment

The green shoe option allows the company to raise additional funds in case of oversubscription, giving Paisalo Digital flexibility in managing its capital requirements.

Paisalo Digital Q3 Financial Highlights

The company’s third-quarter results indicate steady growth, with improvements in both profitability and asset quality:

• Profit After Tax (PAT): ₹66.3 crore (6% YoY growth)
• Total Income: ₹240 crore (18% YoY growth)
• Assets Under Management (AUM): ₹5,508.2 crore (16% YoY growth)
• Gross NPA: 0.83% (down from 1.10% YoY)
• Net NPA: 0.66% (down from 0.84% YoY)

These figures show that Paisalo Digital continues to maintain stable asset quality while growing its revenue base, a positive signal for long-term investors.

Summary

Paisalo Digital’s ₹100 crore NCD fundraise and steady Q3 results come at a time when the stock market faces significant headwinds. While shares remain under pressure, the company’s focus on strengthening its balance sheet and maintaining low NPAs reflects prudent financial management.

Key Takeaways:

• Small-cap NBFC Paisalo Digital raises ₹100 crore through 9.25% NCDs
• Q3 PAT ₹66.3 crore; total income ₹240 crore
• Gross and net NPAs continue to improve
• Shares end at ₹32.45, reflecting broader market weakness

This development makes Paisalo Digital a notable story in the NBFC segment under ₹50, highlighting ongoing capital management initiatives while navigating a volatile stock market environment.

Source: Livemint