Niva Bupa Share Price Soars Over 14% Post Q4 Results; Net Profit Jumps 31%

Market Performance

Niva Bupa's share price surged 14.13% in early trading on May 8, hitting a 4-month high of ₹92.45 per share. The rally follows the company’s robust performance in the March quarter (Q4FY25).

Over the past three months, the stock has delivered an impressive 26% return, with a 12% gain in May alone. This consistent upward trend has placed the stock under the strong investor radar.

Main News

The sharp jump in Niva Bupa's share price is due to its Q4FY25 results, which beat expectations. The company showcased significant growth across key financial metrics, strengthening its position in the health insurance sector.

Key Highlights:

• Net Profit surged 31.2% YoY to ₹206 crore in Q4FY25.
• Gross Written Premium (GWP) for Q4 stood at ₹2,395 crore, up 36% YoY.
• Retail health market share increased from 9.1% in FY24 to 9.4% in FY25.
• Claims Settlement Ratio improved from 91.9% to 92.4%.

Company Details

Niva Bupa Health Insurance, a growing player in India’s health insurance market, reported solid performance in FY25:

Full-Year FY25 Performance:

• Net Profit: ₹214 crore, a 161% jump from ₹82 crore in FY24.
• Gross Written Premium (GWP): ₹7,407 crore, 32% growth YoY.
• Expense of Management: Reduced from 39.3% in FY24 to 37.4% in FY25.

This performance reflects the company’s focus on operational efficiency, customer service, and digital transformation.

Revenue Breakdown

• Quarterly Revenue (Q4 GWP): ₹2,395 crore (+36% YoY)
• Annual Revenue (FY25 GWP): ₹7,407 crore (+32% YoY)

EBITDA and Net Profits

• Net Profit (Q4FY25): ₹206 crore (+31.2% YoY)
• Net Profit (FY25): ₹214 crore (+161% YoY)

Claims and Operational Efficiency

• Claims Settlement Ratio: Improved to 92.4%
• Expense of Management: Lowered to 37.4%, enhancing profitability margins

Summary of the Article

The Niva Bupa share price rally is driven by strong quarterly and annual performance, particularly in net Profit and premium growth. With improvements in claims settlement and management expenses, the company continues to strengthen its footprint in the Indian health insurance market. As Niva Bupa focuses on digital transformation and market expansion, investors are taking note of its momentum on Dalal Street.