South Indian Bank Share Price Surges 80% Since April 2025

South Indian Bank shares have staged an impressive comeback, rising 80% since April 2025 to hit an all-time high of ₹41.65. The rally has positioned the stock for its fourth consecutive annual gain, making it one of 2025’s standout turnaround stories in the banking sector.

Investors are noting the strong momentum in the private sector banking segment, as South Indian Bank continues to deliver robust quarterly results and maintain solid asset quality.

Market Performance: Strong Rebound

After hitting a one-year low in April 2025, South Indian Bank shares rebounded sharply, reflecting renewed investor confidence:

• Current high: ₹41.65
• Year-to-date return: 60%
• Previous low: ₹23 (April 2025)

If the stock ends the year on this note, it would mark four consecutive annual gains, with a cumulative rise of 400%. The shares closed Monday’s session at ₹40 per share.

Q2FY26 Performance: Record Quarterly Profit

The bank’s performance for the quarter ending September 2025 showcased both growth and efficiency:

• Net Profit: ₹351 crore, up 8% YoY from ₹325 crore
• Net Interest Income (NII): ₹808 crore, down 8% YoY due to a drop in net interest margin (NIM) to 2.80% from 3.24%
• Non-Interest Income: ₹516 crore, up 26% YoY, cushioning the impact of margin compression
• Provisions & Contingencies: ₹63 crore, down 43% YoY

The results underscore the bank’s ability to manage challenges while delivering consistent profit growth.

Loan Growth and Asset Quality

South Indian Bank reported healthy expansion across major lending segments:

• Corporate Loans – steady growth
• MSME Loans – consistent demand
• Housing, Auto, and Gold Loans – robust performance

Meanwhile, asset quality has improved:

• Gross NPA Ratio: 2.93%, down from 4.40% a year ago and 3.15% in the previous quarter

The combination of loan growth and reduced non-performing assets has reinforced investor confidence in the bank’s fundamentals.

Shareholding Trends: Mutual Funds and FIIs

Institutional investors have been increasing their stakes, reflecting confidence in the bank’s growth story:

• Mutual Funds: 10% stake as of September 2025, up from 9.55% in June 2025 (26 crore shares)
• Notable Funds: Bandhan Small Cap Fund (4.93%), Kotak Multi-Cap Fund (4.28%)
• Foreign Institutional Investors (FIIs): Increased stake to 17.9% from 17.6% in Q1FY26
• Retail Shareholding: Reduced slightly to 70.2% from 71.3%, still the largest shareholder segment

Institutional accumulation underscores the market’s positive sentiment toward South Indian Bank’s sustained growth and profitability.

Summary: South Indian Bank’s Strong Turnaround

South Indian Bank’s 80% rally since April showcases its resilience and strong growth strategy in India’s competitive private banking sector. With record quarterly profits, consistent loan expansion, improving asset quality, and rising institutional investment, the bank has emerged as one of the most closely followed banking stocks in 2025.

Key Highlights:

• Share price high: ₹41.65
• YTD return: 60%
• Q2FY26 Net Profit: ₹351 crore (+8% YoY)
• NII: ₹808 crore (-8% YoY)
• Non-Interest Income: ₹516 crore (+26% YoY)
• GNPA: 2.93%
• Mutual Fund stake: 10%
• FII stake: 17.9%

The bank’s performance underlines a strong recovery story for investors tracking private sector banks and South Indian Bank shares in particular.