A credit rating is an assessment of how likely a borrower, typically a company or government, is to repay the principal and interest on a debt instrument on time. When you invest in a bond or NCD, the credit rating gives you a quick indication of the risk involved. In […]
What is a Non-Convertible Debenture (NCD)?
A Non-Convertible Debenture (NCD) is a debt instrument issued by companies to raise money from the public. When you invest in an NCD, you are lending money to the company for a fixed period. In return, the company pays you interest at a fixed rate and repays the principal at […]
What is Debt?
In the context of investing, debt refers to a category of financial instruments where an investor lends money to an issuer, a government, company, or institution in exchange for regular interest payments and repayment of the principal at the end of the agreed period. Debt instruments are the opposite of […]
What is G-Sec?
G-Sec stands for Government Security. It is a debt instrument issued by the central or state government to borrow money from the public and institutional investors. When you buy a G-Sec, you are lending money to the government. In return, the government pays you fixed interest at regular intervals and […]
What are Bonds?
A bond is a debt instrument through which an entity, a company, bank, or government borrows money from investors. When you buy a bond, you are lending money to the issuer. In return, the issuer pays you fixed interest (called coupon) at regular intervals and returns the principal at the […]
What is an ETF?
An ETF (Exchange Traded Fund) is a type of investment fund that is listed and traded on a stock exchange — just like a regular stock. It holds a basket of securities such as stocks, bonds, or commodities and tracks the performance of an underlying index or asset. For example, […]
What Happens After You Apply for an IPO?
Submitting your application is just the first step. Here’s exactly what happens from the moment the subscription window closes to the day your shares start trading. Subscription Closes Once the IPO close date passes, no new applications are accepted. The registrar begins processing all submitted applications, removing invalid ones and […]
What Are the Key Dates in an IPO?
Every IPO follows a fixed timeline with specific dates that matter to you as an investor. Missing or misunderstanding any of these can affect your application or your trading plans. IPO Open Date This is the date from which you can start submitting applications. The subscription window typically opens at […]
What is the Lot Size in an IPO and How is it Decided?
When you apply for an IPO, you can’t choose any random number of shares. Applications must be submitted in fixed multiples called lots. Understanding lot size helps you plan your application and budget correctly. What is a Lot? A lot is the minimum number of shares you must apply for […]
What Are the Different Investor Categories in an IPO?
When you apply for an IPO, you’re placed into a specific investor category and each category has its own reserved portion of shares and its own allotment method. Knowing where you fit helps you set the right expectations. Retail Individual Investors (RII) If you’re applying for up to ₹2 lakh […]
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