Market Performance
Paisalo Digital share price stole the spotlight in Tuesday’s session as the NBFC stock surged by 5.77%, touching an intraday high of ₹31.79 apiece. The move came right after the company disclosed fresh fundraising plans, which added a spark of momentum to the counter.
Despite today’s sharp uptick, the stock has shown a mixed performance in recent months:
- 1-Month Performance: Gained over 3%
- 6-Month Performance: Declined nearly 10.60%
This volatility reflects the broader NBFC space, where investor sentiment often shifts with fundraising announcements, regulatory updates, and quarterly earnings.
Main News: Fundraising Update
Paisalo Digital announced in an exchange filing that its Operations and Finance Committee will convene on September 4, 2025. The agenda is clear—considering and approving a fundraise via Listed, Secured, Non-Convertible Debentures (NCDs) on a Private Placement basis.
The company highlighted:
Paisalo Digital said its Operations and Finance Committee will meet on September 4, 2025, to review and approve a proposal to raise funds through the issuance of listed, secured, non-convertible debentures on a private placement basis.
This planned move signals a focus on strengthening financial flexibility and expanding its lending capabilities in the NBFC sector.
Company Updates: Leadership Appointment
Alongside the fundraising development, Paisalo Digital also informed exchanges on August 30, 2025, about a new leadership appointment.
- Rajesh Kumar Singh has been named as the Internal Ombudsman of the company.
- The appointment aligns with the Reserve Bank of India’s (RBI) Internal Ombudsman Directions, 2023, dated December 29, 2023.
This step enhances corporate governance and strengthens internal checks within the NBFC framework.
Paisalo Digital Q1 FY2025 Results
For the quarter ending June 2025, Paisalo Digital delivered solid growth, highlighting steady momentum in its business performance.
Revenue & Income
- Total Income: ₹218.71 crore, up 17.2% YoY (vs. ₹186.55 crore last year)
- Interest Income: ₹200.88 crore, up 21.7% YoY (vs. ₹165.09 crore)
- Fee & Commission Income: ₹17.37 crore, down from ₹20.06 crore
Profitability
- Net Profit: ₹47 crore, up 13.25% YoY (vs. ₹41.5 crore)
- Profit Before Tax (PBT): ₹63.60 crore, up 13.9% YoY (vs. ₹55.80 crore)
Expenses
- Total Expenses: ₹155.11 crore (vs. ₹130.75 crore last year)
- Driven by higher finance costs and impairment charges
Despite the rise in costs, the company managed to deliver a double-digit profit growth, showcasing resilience in a competitive NBFC environment.
Summary
- Paisalo Digital share price rallied over 5% to ₹31.79 after announcing fresh fundraising plans.
- Board committee meeting scheduled on September 4, 2025, to finalize issuance of NCDs on private placement basis.
- Rajesh Kumar Singh appointed as Internal Ombudsman, in line with RBI’s 2023 directives.
- Q1 FY2025 Results:
- Net profit up 13.25% YoY at ₹47 crore
- Total income up 17.2% YoY at ₹218.71 crore
- Interest income rose 21.7% YoY, while fee income dipped slightly
- Expenses climbed, but profitability remained firm
With a mix of strong earnings, leadership changes, and upcoming fundraising, Paisalo Digital remains a stock that continues to capture investor attention in the NBFC space.
Leave A Comment?