Bandhan Bank Share Price Edges Higher as Lender Moves to Sell ₹6,900 Crore Bad Loan Portfolio

The Bandhan Bank share price saw mild upward movement, drawing attention back to the lender’s ongoing effort to clean its books. Investors watched the stock steady itself after the bank announced a plan to offload large portions of its stressed assets.

The mood around the stock stayed firm, and the development once again highlighted how the bank is reshaping its balance sheet after quarters of pressure on its micro-loan segment.

Market Performance

The Bandhan Bank share price opened on a stable note and moved up more than 1% to ₹152.2 on November 28. The gains came a day after the bank revealed its plan to sell a major chunk of its bad loan portfolio.

By 3:15 pm, the counter was holding 0.5% higher at ₹150.44 on the NSE. The movement wasn’t sharp, but it reflected a steady build-up in sentiment after the bank pushed forward with a major clean-up exercise.

So far in 2025, the stock has slipped 5.5%, but the latest step indicates a renewed focus on strengthening its asset quality.

Main News: Bandhan Bank to Offload ₹6,900 Crore Bad Loans

Bandhan Bank disclosed that it will sell stressed loans worth more than ₹6,900 crore, marking one of its largest portfolio sales in recent years. The lender plans to use separate routes for these assets, depending on their classification.

Here’s how the breakup looks:

• ₹3,212.17 crore NPA portfolio
  Loans over 180 days past due, as of September 30, 2025, will be sold via a Swiss Challenge bidding method.
• ₹3,719.14 crore written-off loan portfolio
  This will be offloaded through an auction process.

These portfolios belong primarily to the bank’s microfinance and small business segments, including Emerging Entrepreneurs Business, Group Loans, Small Business & Agri Loans, and the Aspiring Business Group.

The move aims at reducing stress linked to older, legacy accounts that have weighed on the bank’s asset quality over multiple quarters.

Company Details: Why This Development Matters

Bandhan Bank has been working through a period of elevated bad loans in its micro-loan book. The pressure has resulted in higher provisioning requirements in recent quarters.

To put the numbers in perspective:

• Provisions and contingencies nearly doubled to ₹1,153 crore in the quarter ending September 30.

This increase reflected stress within borrower categories deeply impacted by macro headwinds in recent years.

The decision to sell these portfolios signals a shift toward a cleaner, more manageable loan book. It also aligns with Bandhan Bank’s broader strategy of controlling slippages and stabilising asset quality in segments that have traditionally faced higher credit risk.

Summary

The uptick in the Bandhan Bank share price comes at a time when the lender has taken a decisive step toward reducing its stressed assets. The bank plans to sell:

• ₹3,212.17 crore in NPAs
• ₹3,719.14 crore in written-off loans

Both as of September 30, 2025, bringing the total stressed assets identified for sale to ₹6,900+ crore.

With provisions rising to ₹1,153 crore, the clean-up move reflects a broader effort to bring stability to its loan book and refocus on core operations. While the stock has slipped 5.5% in 2025, the latest action has added fresh momentum to the Bandhan Bank share price on NSE and BSE.