Bank of Maharashtra Share Price Rises Following Q4 Business Update

Market Performance

On April 8, 2025, shares of Bank of Maharashtra witnessed a significant recovery, rising 20 per cent from their 52-week low. This movement followed the release of the bank's March 2025 quarter (Q4 FY25) business update, highlighting notable year-on-year growth across key metrics. Despite the intraday rally, the share price remains substantially lower than its 52-week high of ₹73.50 recorded in June 2024, standing nearly 38 per cent below that peak.

Over the past year, the Bank of Maharashtra's stock has declined by approximately 34 per cent. The April rebound came on the heels of five consecutive months of negative returns:

• March 2025: down 0.15 percent
• February 2025: down 9.5 percent
• January 2025: down 1.7 per cent
• December 2024: down 8.5 percent
• April 2025 (so far): down 3 per cent

Business Update

According to the provisional data released by the bank, its operations showed solid growth during Q4 FY25, indicating continued momentum in deposits and advances.

Business Update

According to the provisional data released by the bank, its operations showed solid growth during Q4 FY25, indicating continued momentum in deposits and advances.

Total Business

₹5,47,159 crore as of March 31, 2025, marking a 15.33 per cent increase from ₹4,74,411 crore reported in the same period last year.

Deposits

₹3,07,152 crore, up 13.45 percent year-on-year from ₹2,70,747 crore. On a quarter-on-quarter basis, deposits grew by 10.1 per cent. The increase was driven by strong growth in CASA (Current Account and Savings Account) deposits, which rose 14.64 per cent to ₹1,63,669 crore. The CASA ratio improved to 53.29 per cent, compared to 52.73 per cent in March 2024 and 49.28 per cent in December 2024.

Gross Advances

₹2,40,007 crore as of March 2025, a year-on-year increase of 17.84 percent from ₹2,03,664 crore in March 2024.

Credit-Deposit Ratio

The ratio stood at 78.14 per cent in Q4 FY25, slightly lower than 81.95 per cent in the previous quarter but higher than 75.22 per cent in the same period a year earlier.

Company Overview

The data presented in the Q4 FY25 update suggest that the Bank of Maharashtra maintained a focus on strengthening its core operations. Growth in low-cost deposits and credit expansion contributed to the overall improvement in business volume. The increase in the CASA ratio further indicated a healthier deposit profile and operational efficiency.

Summary

Bank of Maharashtra reported strong growth in business activities during the fourth quarter of FY25. Total business rose by over 15 per cent, supported by healthy growth in deposits and advances. CASA deposits and credit-deposit ratio improvements reflect the bank's stable operational footing. The positive update triggered a sharp rebound in the share price, although the stock remains well below its yearly high.