Market Performance
The CSB Bank share price experienced a nearly 5% increase in early trading on Wednesday, reaching ₹315.65 per share on the BSE. Despite this short-term gain, the stock has shown mixed Performance over different periods:
- 1-Month Change: +10%
- Year-to-Date (YTD): -2%
- 6-Month Change: -2%
- 1-Year Performance: -19% (small-cap stock category)
- 2-Year Gain: +25%
- 5-Year Return: +171%
Business Update – Q4 FY25
CSB Bank released its operational update for the fourth quarter of FY25, showcasing strong growth across key banking metrics:
Deposits
- Total Deposits: ₹36,861 crore
- Growth: +24.03% YoY (₹29,719 crore in Q4FY24)
- Q3FY25 Level: ₹33,407 crore
- CASA Deposits: ₹8,918 crore
- Growth: +10.31% YoY (₹8,085 crore in Q4FY24)
- Q3FY25 Level: ₹8,042 crore
- Term Deposits: ₹27,943 crore
- Growth: +29.16% YoY (₹21,634 crore in Q4FY24)
- Q3FY25 Level: ₹25,365 crore
Advances
- Gross Advances: ₹31,843 crore
- Growth: +29.59% YoY (₹24,572 crore in Q4FY24)
- Q3FY25 Level: ₹28,915 crore
Company Update
CSB Bank has scheduled a board meeting on April 28, 2025, to review and approve the audited financial results for Q4 and the full financial year ending March 31, 2025. This was confirmed in a regulatory filing submitted on April 1.
Financial Performance – Q3 FY25
Though the Q4 financials are pending, results from Q3 FY25 are available:
Revenue
- Net Interest Income (NII): ₹375.4 crore
- Change: -1.9% YoY (₹383 crore in Q3 FY24)
Net Profits
- Net Profit: ₹152 crore
- Growth: +1.3% YoY (₹150 crore in Q3 FY24)
Summary
CSB Bank has reported notable deposit growth and advances for the fourth quarter of FY25, contributing to a short-term rise in its share price. While recent Performance has been mixed, long-term returns remain strong. The bank is expected to release its audited financial results by the end of April 2025, providing further insight into its full-year financial health.
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