Market Performance
The HDFC Bank share price slipped on Monday, bucking the broader optimism often linked with strong business updates. In stock market today trade on January 5, the stock fell 1.64% to ₹984.60, even as the lender reported steady operational growth for the December quarter (Q3 FY26).
The move highlights a familiar market reality. Sometimes, numbers tell one story, while price action tells another. And on this day, the market chose caution over comfort.
Main News: What Drove the Market Reaction?
Despite reporting healthy growth across advances and deposits, the HDFC Bank share price stayed under pressure. There was no negative announcement, no downgrade, and no surprise disclosure in the update. Yet, the stock edged lower as traders digested the data amid broader market positioning.
This reaction underscores how stock market today sentiment often hinges on expectations already priced in, especially for heavyweight banking names.
HDFC Bank Q3 Business Update: Key Numbers Explained
The December quarter data showed consistency rather than fireworks. Growth was steady, and momentum remained intact across lending and deposit mobilisation.
Advances Under Management
- Average advances under management:
- ₹28.64 lakh crore, up 9% year-on-year
- Compared with ₹26.28 lakh crore in Q3 last year
- Period-end advances under management:
- ₹29.46 lakh crore as of December 31, 2025
- Growth of 9.8% from ₹26.84 lakh crore
This includes loans adjusted for inter-bank participation certificates, bills rediscounted, and securitised or assigned assets, as disclosed in the exchange filing.
Gross Advances Remain Strong
- Period-end gross advances:
- ₹28.45 lakh crore
- Up 11.9% from ₹25.43 lakh crore a year ago
The faster rise in gross advances compared to overall advances under management points to sustained lending activity during the quarter.
Deposit Growth Holds Firm
Deposits remained a key support pillar in the Q3 update, with both CASA and term deposits showing steady traction.
- Average deposits:
- ₹27.52 lakh crore, up 12.2%
- Versus ₹24.53 lakh crore in Q3 FY25
- Average CASA deposits:
- ₹8.98 lakh crore, growth of 9.9%
- Earlier at ₹8.18 lakh crore
- Average time deposits:
- ₹18.54 lakh crore, rising 13.4%
- From ₹16.35 lakh crore
By the end of the quarter:
- Total deposits: ₹28.60 lakh crore, up 11.5%
- Period-end CASA deposits: ₹9.61 lakh crore, higher by 10.1%
These figures reflect continued stability in deposit mobilisation despite a competitive banking environment.
Upcoming Event to Watch
HDFC Bank has already communicated its earnings timeline.
- Q3 FY26 results announcement: January 17, 2026
As disclosed in the December 23 filing, the bank stated that its board will meet to consider and sanction the unaudited standalone and consolidated financial results covering the quarter and the nine months up to December 31, 2025.
HDFC Bank Share Price Trend
While the short-term movement remained muted, the longer-term picture tells a different story.
- 1-month performance: down 1.53%
- 6-month performance: down 0.58%
- 1-year performance: up 15.52%
- 5-year performance: up 38%
The stock is actively traded on both NSE and BSE.
- 52-week high: ₹1,020.35 (October 23, 2025)
- 52-week low: ₹812.13 (January 13, 2025)
Company Details
HDFC Bank remains India’s largest private sector lender, with a wide footprint across retail and wholesale banking. The Q3 update reinforces its scale-driven growth model, even as stock market today movements reflect near-term caution.
Summary
The HDFC Bank share price decline on Monday wasn’t about weak numbers. It was about timing, sentiment, and expectations already factored into the price. The Q3 update showed steady advances growth, solid deposit momentum, and operational continuity.
In the stock market today, even strong balance sheet progress doesn’t always translate into instant price gains. For HDFC Bank, the story of Q3 was stability—while the market chose to pause and reassess.
Source: Livemint
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