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HDFC Ltd: Full Form, Functions and Latest Financial Details

Author Clarice Mendonsa | Posted April 23, 2021

What is the full form of HDFC? – HDFC Full Form

The full form of HDFC is Housing Development Finance Corporation. It is a development finance institution which was incorporated by Mr. H. T. Parekh in 1977. The company’s main business is to provide home loans to individuals and corporates.

To strengthen their core business, they diversified in the fields of:

  • Banking
  • Insurance (life and general)
  • Asset management
  • Real Estate
  • Venture capital and a lot more.

Genesis and Profile of HDFC Ltd.

HDFC Ltd. is an Indian financial corporation headquartered in Mumbai, India. It has a distribution network of 589 offices spread across several towns and cities all over India.

Apart from this, they have three representative offices in Dubai, London and Singapore offering loan facilities to Non Resident Indians (NRI) and people of Indian origin.

Key Personnel at HDFC Ltd.

Chairman: Mr Deepak S. Parekh

Vice-Chairman & Chief Executive Officer: Mr Keki M. Mistry

Managing Director: Ms Renu Sud Karnad

Executive Director: Mr V. Srinivasa Rangan

Independent Directors: Mr Nasser Munjee, Ms Ireena Vittal, Dr Bhaskar Ghosh, Mr Jalaj Ashwin Dani, Mr U. K. Sinha, Dr J. J. Irani

Subsidiaries of HDFC Ltd

HDFC ltd Full form

History of HDFC Ltd in India

HDFC full form

Listing and Shareholding of HDFC Ltd. 

Shareholding Pattern of HDFC Ltd.

MAR 2020 JUN 2020 SEP 2020 DEC 2020 MAR 2021
Foreign Institutional Investors (FIIs) 70.88% 70.17% 70% 71.95% 72.78%
Domestic institutional investors (DIIs) 17.84% 18.29% 18.45% 17.12% 16.13%
Government 0.2% 0.22% 0.22% 0.22% 0.22%
Public 11.08% 11.32% 11.33% 10.72% 10.88%

Mutual Fund Holdings and Trends of HDFC Ltd.

Schemes Quantity Holdings as on
AXIS LONG TERM EQUITY FUND REGULAR GROWTH 1,50,968 31-03-2021
AXIS BLUECHIP FUND – REGULAR GROWTH 1,30,152 31-03-2021
ADITYA BIRLA SUN LIFE TAX RELIEF 96-IDCW PAYOUT 1,20,776 31-03-2021
ICICI PRUDENTIAL BLUECHIP FUND – GROWTH 1,15,975 31-03-2021
AXIS FOCUSED 25 FUND REGULAR GROWTH 1,01,271 31-03-2021
SBI BLUE CHIP FUND – GROWTH 99,924 31-03-2021
ICICI PRUDENTIAL BALANCED ADVANTAGE FUND – GROWTH 85,619 31-03-2021
HDFC TOP 100 FUND – REGULAR PLAN – GROWTH 78,438 31-03-2021
HDFC HYBRID EQUITY FUND – REGULAR PLAN – GROWTH 77,442 31-03-2021
MOTILAL OSWAL FLEXI CAP FUND – REGULAR GROWTH 67,449 31-03-2021

Balance Sheet of HDFC Ltd.

Mar 2019

(Rs in Cr)

Mar 2020

(Rs in Cr)

Sep 2020

(Rs in Cr)

Share Capital 344 346 359
Reserves 1,11,389 1,26,133 1,43,609
Borrowings 3,86,755 4,25,368 4,26,906
Other Liabilities 1,62,321 1,77,936 2,03,573
Total Liabilities 6,60,810 7,29,782 7,74,447
Fixed Assets 2,310 5,476 5,509
Cwip 24 59 15
Investments 2,10,704 2,43,248 98,794
Other Assets 4,47,771 4,81,000 6,70,130
Total Assets 6,60,810 7,29,782 7,74,447
Inventories 0 0 0
Trade Receivables 612 336 304
Cash & Bank 4,537 5,502 1,205
Loans and Advances 20,324 29,698 4,68,364
Trade Payables 1,997 2,165 2,466

Important Ratios of HDFC Ltd:

Market Cap (Cr): Rs 4,59,620 Face Value: Rs 2 EPS: Rs 98.96
Book Value: Rs 798 ROCE (%): 11.1 Debt to Equity: 2.97
Stock PE: 26.3 ROE (%): 18 Dividend Yield (%): 0.82
Revenue (Cr): Rs 57,007 Earnings (Cr): 0 Cash (Cr): Rs 1,205
Total Debt (Cr): Rs 4,26,906 Promoter’s Holdings (%): 0

* Data as on 16th April 2021

Samco’s Rating for HDFC Ltd

5 Star ✰✰✰✰✰

Samco’s stock rating helps you understand how well the company has managed its ratios and other finances. This rating is evaluated with the help of two million stock rating parameters.

Valuation Analysis of HDFC Ltd 

Valuation analysis helps you analyse how overvalued or undervalued a stock is.

This can be evaluated with the help of the margin of safety index.

It is the difference between the intrinsic value and the current value of a share. Intrinsic value is the true valuation of a share.

  • A high margin of safety indicates that the stock is currently expensive.
  • A low margin of safety indicates that the stock is undervalued.

You can check the latest data on Samco’s stock page.

Samco is awarded as the best equity stock broker by CNBC Awaaz. So, open a demat account today and experience world class trading at your fingertips.

By Clarice Mendonsa

The author has done a Bachelors in Banking and Insurance (BBI). She is a budding financial content writer. Her strength lies in simplifying financial jargons. Her goal is to help readers make better investment decisions.

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