Yes Bank share price slipped 2.69% to ₹22.83 in Monday’s trading session, even after reporting robust Q3 FY26 numbers. The private sector lender posted a 55% year-on-year jump in net profit, showcasing strong operational performance despite broader market weakness.
Market Performance
- Opening Price: ₹22.81
- Previous Close: ₹23.46
- Intraday High: ₹22.75 (as of 10:00 am, January 19)
- Monthly Gain: 5.21%
- Six-Month Gain: 13.29%
- One-Year Gain: 21%
- Five-Year Gain: 34.35%
Despite Monday’s decline, Yes Bank shares have maintained a positive trajectory over the past year, reflecting resilience in the private banking sector.
Yes Bank Q3 FY26 Performance
Yes Bank’s December quarter results reflect healthy growth across key metrics. Here’s a closer look:
- Standalone Net Profit: ₹952 crore, up 55% YoY from ₹612 crore
- Sequential PAT Growth: 45% increase from ₹654 crore in Q2 FY26
- Interest Income: ₹7,543 crore, down 3.7% YoY from ₹7,829 crore
- Net Interest Income (NII): ₹2,466 crore, up 11% YoY
- Net Interest Margin (NIM): 2.6%, compared with 2.4% in Q3 FY25 and 2.5% in Q2 FY26
- Interest Expenses: ₹5,078 crore, down 9% YoY and largely flat QoQ
- Non-Interest Income: ₹1,633 crore, up 8% YoY
- Operating Profit (Adjusted): ₹1,389 crore, up 28.7% YoY
- Cost-to-Income Ratio (C/I): Improved to 66.1%
Asset Quality and Advances
Yes Bank’s asset quality trends remain stable, with improvements in key ratios:
- Gross NPA: 1.5%, easing 10 bps YoY and QoQ
- Net NPA: 0.3%, down 20 bps YoY, flat sequentially
- Net Advances: ₹2,57,451 crore, up 5.2% YoY
- Deposits: Retail and branch-led deposits up 9% YoY; CASA deposits grew 8.5% YoY
- Slippages: Down to 1.6% of advances
The bank is steadily reinforcing its balance sheet while keeping consistent growth in its core businesses.
Stock Overview
Yes Bank is listed on both NSE and BSE. Key price points include:
- 52-Week High: ₹24.30 (October 10, 2025)
- 52-Week Low: ₹16.02 (March 12, 2025)
The stock has delivered strong returns over the years, making it a notable performer in the private banking sector despite short-term market fluctuations.
Summary
Yes Bank’s Q3 FY26 numbers highlight a bank on a growth trajectory, with strong profit growth, improving asset quality, and steady advances. While Monday’s trading session saw a slight dip in share price, the broader trend remains positive.
With consistent performance across interest and non-interest income, manageable NPAs, and growing deposits, Yes Bank’s operational momentum stands out in today’s market scenario.
Source: Livemint
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