What is the full form of DCB Bank? – DCB Bank Full Form

The full form of DCB Bank is Development Credit Bank. It was incorporated in 1930. It is a private sector bank with 400 branches (as on 10th April 2022). It is spread across 19 states and three union territories.The shares of DCB bank is traded on the National Stock Exchange (NSE) and the Bombay Stock Exchange (BSE).It is well known for its cutting-edge technology. It also provides various banking facilities such as:
  • Savings Accounts
  • Fixed Deposits
  • NRI Accounts
  • Personal Loans
  • Home Loans
  • Insurance

Major Business Segments of DCB Bank

  • Retail
  • Micro Small and Medium Enterprises (SME)
  • Mid-Corporate
  • Agriculture
  • Commodities
  • Government
  • Public Sector
  • Indian Banks
  • Co-operative Banks
  • Non-Banking Finance Companies (NBFCs)

Logo of DCB Bank:

What is the full form of DCB Bank

Brief History of DCB Bank

1930: Ismailia Co-operative Bank Limited and the Masalawala Co-operative Bank were merged and were named as development cooperative bank.1995: The bank converted itself into a scheduled commercial bank and opened new branches.2011: The Bank inaugurated a mega branch at Mandvi, Surat District, Gujarat.2016:  DCB launched Aadhaar enabled ATM in Bengaluru

Key Personnel’s at DCB Bank

Chairman: Mr. Naseer MunjeeManaging Director and CEO: Mr. Murli M NatarajanIndependent Directors:  Mr Ashok Bhatt, Mr. Rafiq Somani, Mr. Iqbal Ishaq Khan, Ms. Rupa Devi Singh, Mr. Shaffiq Dharamshi, Mr. Amyn Jassani, Mr. Shabbir Merchant, Mr. Somasundaram.

Facts about DCB Bank

  • The banks retails deposits grew by 19% in FY 2021 as compared to FY 2020.
  • NPA was 1.16% on 31 March 2020 and 2.29 % on March 2021.
Shareholding Pattern at DCB Bank Ltd
JUN 2021SEP 2021DEC 2021MAR 2022
*Data as on 4th May 2022

Mutual Fund Holdings of DCB Bank

SchemesQuantityAs onPrev. QtyChange (Qty)
HDFC small cap fund - regular plan - growth option9,57731-03-202210,060-483
DSP small cap fund - regular plan - growth9,36231-03-20229,834-472
Franklin India smaller companies fund-growth7,25231-03-20227,618-366
Tata small cap fund regular plan growth6,76531-03-20226,658+107
ICICI prudential banking and financial services fund - growth3,50331-03-20223,680-177
Nippon India retirement fund - wealth creation scheme - growth plan - growth- insured3,36631-03-20223,536-170
ICICI prudential multicap fund - growth2,56731-03-20222,697-130
Aditya Birla sun life midcap fund - growth2,06631-03-20222,170-104
ICICI prudential smallcap fund - growth2,04831-03-20222,151-103
Canara Robeco small cap fund regular growth1,80431-03-20221,895-91
*Data as on 4th May 2022

Balance Sheet of DCB Bank

(Rs in Cr.)
Mar 2019Mar 2020Mar 2021
Share Capital310310311
Other Liabilities1,5191,3061,658
Total Liabilities35,79238,50539,602
Fixed Assets526546569
Other Assets27,42230,21830,620
Total Assets35,79238,50539,602
Trade Receivables000
Cash & Bank2,7933,5463,039
Loans and Advances1,0961,3601,664
Trade Payables000
*Data as on 4th May 2022Recommended Read: How to Analyse a Balance Sheet of a Company

Important Ratios of DCB Bank:

Market Cap (Cr): Rs 2,501Face Value: Rs 10EPS: Rs 8.11
Book Value: Rs ROCE (%): 6.99Debt to Equity: 9.10
Stock PE: 9.91ROE (%): 9.36Dividend Yield (%): 0.00 
Total Debt (Cr): Rs 34,186
*Data as on 4th May 2022

Samco’s Rating for DCB Bank3 out of 5 Stars ✰✰✰

Margin of Safety

It is the difference between the intrinsic value and the current value of a share.
  • If the current share price of a stock is lower than the intrinsic value, then the stock will have a high margin of safety.
  • If the current share price of a stock is higher than the intrinsic value, then the stock will have a low margin of safety.
DCB bank has a high margin of safety.
What is the full form of DCB Bank

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*Data as on 4th May 2022 You can check the latest data on Samco’s stock page.Samco is awarded as the best equity stock broker by CNBC Awaaz. Open a demat account today and experience world class trading at your fingertips.Recommended watch:Best banking stocks to buy in 2021

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