- Savings Accounts
- Fixed Deposits
- NRI Accounts
- Personal Loans
- Home Loans
Major Business Segments of DCB Bank
- Micro Small and Medium Enterprises (SME)
- Public Sector
- Indian Banks
- Co-operative Banks
- Non-Banking Finance Companies (NBFCs)
Logo of DCB Bank:
Brief History of DCB Bank1930: Ismailia Co-operative Bank Limited and the Masalawala Co-operative Bank were merged and were named as development cooperative bank.1995: The bank converted itself into a scheduled commercial bank and opened new branches.2011: The Bank inaugurated a mega branch at Mandvi, Surat District, Gujarat.2016: DCB launched Aadhaar enabled ATM in Bengaluru
Key Personnel’s at DCB BankChairman: Mr. Naseer MunjeeManaging Director and CEO: Mr. Murli M NatarajanIndependent Directors: Mr Ashok Bhatt, Mr. Rafiq Somani, Mr. Iqbal Ishaq Khan, Ms. Rupa Devi Singh, Mr. Shaffiq Dharamshi, Mr. Amyn Jassani, Mr. Shabbir Merchant, Mr. Somasundaram.
Facts about DCB Bank
- The banks retails deposits grew by 19% in FY 2021 as compared to FY 2020.
- NPA was 1.16% on 31 March 2020 and 2.29 % on March 2021.
|JUN 2021||SEP 2021||DEC 2021||MAR 2022|
Mutual Fund Holdings of DCB Bank
|Schemes||Quantity||As on||Prev. Qty||Change (Qty)|
|HDFC small cap fund - regular plan - growth option||9,577||31-03-2022||10,060||-483|
|DSP small cap fund - regular plan - growth||9,362||31-03-2022||9,834||-472|
|Franklin India smaller companies fund-growth||7,252||31-03-2022||7,618||-366|
|Tata small cap fund regular plan growth||6,765||31-03-2022||6,658||+107|
|ICICI prudential banking and financial services fund - growth||3,503||31-03-2022||3,680||-177|
|Nippon India retirement fund - wealth creation scheme - growth plan - growth- insured||3,366||31-03-2022||3,536||-170|
|ICICI prudential multicap fund - growth||2,567||31-03-2022||2,697||-130|
|Aditya Birla sun life midcap fund - growth||2,066||31-03-2022||2,170||-104|
|ICICI prudential smallcap fund - growth||2,048||31-03-2022||2,151||-103|
|Canara Robeco small cap fund regular growth||1,804||31-03-2022||1,895||-91|
Balance Sheet of DCB Bank(Rs in Cr.)
|Mar 2019||Mar 2020||Mar 2021|
|Cash & Bank||2,793||3,546||3,039|
|Loans and Advances||1,096||1,360||1,664|
Important Ratios of DCB Bank:
|Market Cap (Cr): Rs 2,501||Face Value: Rs 10||EPS: Rs 8.11|
|Book Value: Rs||ROCE (%): 6.99||Debt to Equity: 9.10|
|Stock PE: 9.91||ROE (%): 9.36||Dividend Yield (%): 0.00|
|Total Debt (Cr): Rs 34,186|
Samco’s Rating for DCB Bank: 3 out of 5 Stars ✰✰✰
Margin of SafetyIt is the difference between the intrinsic value and the current value of a share.
- If the current share price of a stock is lower than the intrinsic value, then the stock will have a high margin of safety.
- If the current share price of a stock is higher than the intrinsic value, then the stock will have a low margin of safety.
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