Kotak Mahindra Bank Share Price Jumps Over 4% to 10-Week High on Strong Q1 Business Growth

Market Performance

Kotak Mahindra Bank share price surged 4.26% in early trading hours on Tuesday, July 8, reaching a 10-week high of ₹2,241 per share. This rally marks a significant upward move driven by the bank's strong business performance in the June 2025 quarter.

• Share Price Today: ₹2,241
• Previous Close: ₹2,148 (approx.)
• Year-to-Date Gain (2025): ~25%
• Market Capitalisation: ₹4.43 lakh Crore
• All-Time High: ₹2,301.90 (April 2025)

Main News: Q1FY25 Business Update Sparks Rally

On Monday, Kotak Mahindra Bank released its Q1FY25 business update through an exchange filing, highlighting consistent growth in both loans and deposits.

The bank reported double-digit year-over-year growth across key metrics, reinforcing investor confidence and driving the share price upward.

Company Details

Loan Book Performance

• Loan Growth (YoY): 14%
• Loan Growth (QoQ): 4.2%
• Loan Book as of Q1FY25: ₹4.45 lakh Crore
• Loan Book in Q4FY24: ₹4.27 lakh Crore
• Loan Book in Q1FY24: ₹3.90 lakh Crore

The steady increase in the loan book indicates healthy credit demand and the bank's effective lending strategy.

Deposit Growth

• Total Deposits (Q1FY25): ₹5.13 lakh Crore
• YoY Growth: 14.6%
• QoQ Growth: 2.8%
• Total Deposits in Q4FY24: ₹4.47 lakh Crore
• Average Total Deposits: ₹4.92 lakh Crore
  • YoY Rise: ~13%
  • QoQ Rise: ~5%

Deposit growth reflects sustained customer trust and capital inflows into the bank, indicating a strong financial position.

CASA Performance (Current and Savings Account)

• Average CASA (Q1FY25): ₹1.92 lakh Crore
  • YoY Growth: 4.2%
  • QoQ Growth: 2.1%
• End-of-Period CASA (EOP): ₹2.09 lakh Crore
  • QoQ Decline: 2.2%
  • YoY Growth: 7.9%

Despite a marginal QoQ decline in CASA on an end-period basis, the YoY gain signals underlying stability in low-cost deposit mobilisation.

Summary of the Article

• Kotak Mahindra Bank's share price rose over 4% to ₹2,241 after its Q1FY25 update showcased strong growth in loans and deposits.
• Loan book expanded to ₹4.45 lakh Crore, marking a 14% YoY increase.
• Deposits surged to ₹5.13 lakh Crore, up 14.6% YoY and 2.8% QoQ.
• CASA deposits maintained a positive YoY trend despite slight sequential moderation.
• The stock has gained ~25% in 2025, outperforming many private sector peers.
• Market capitalisation has reached ₹4.43 lakh Crore, representing an increase of ₹1.10 lakh Crore in value this year.
• Kotak Mahindra Bank's Q1 numbers highlight operational strength and growth momentum heading into the new fiscal year.