LIC Share Price Surges Over 4% After Strong Q1 FY26 Earnings

Market Performance

The LIC share price surged more than 4% during Friday’s intraday session after the company posted its Q1 FY26 financial results.

• The stock opened at ₹905 per share on the BSE
• Touched an intraday high of ₹927
• Dropped to an intraday low of ₹903.55

This upward move reflects investor confidence following a strong earnings report for the quarter ended June 2025.

Main News

Life Insurance Corporation of India announced a 5% year-on-year (YoY) rise in net profit, hitting ₹10,987 crore in the first quarter of FY26.

This compares to the same quarter last year and signals steady operational momentum. The growth was mainly driven by consistent premium collections across both individual and group insurance segments.

In the same quarter, net premium income rose 5% YoY to reach ₹1.19 lakh crore, underlining robust demand for LIC’s wide range of insurance products.

Company Financials – Q1 FY26

Revenue

• LIC's overall income for the quarter stood at ₹2,22,864 crore
• This marks a rise from ₹2,10,910 crore in the corresponding period last year

Net Profits

• Standalone net profit increased to ₹10,987 crore, reflecting a 5% YoY gain

Premium Collections

• First-year premium income totaled ₹7,525 crore, slightly up from ₹7,470 crore in Q1 FY25

Company Details

LIC remains India’s largest life insurer and continues to demonstrate resilience amid growing competition.

The consistent rise in premium income and overall revenue supports LIC’s strong market position.

This quarter also marked the first results announcement under the leadership of new CEO and MD, R Doraiswamy, who expressed optimism about enhancing profitability and sustaining growth.

In FY25 (year ended March 2025), LIC had reported an annual profit of ₹48,151 crore, up from ₹40,676 crore in the previous year—an 18% increase.

Summary of the Article

• LIC share price rose over 4% intraday following its Q1 FY26 results
• Net profit for the quarter stood at ₹10,987 crore, up 5% YoY
• Net premium income rose to ₹1.19 lakh crore
• Total income touched ₹2,22,864 crore, a healthy increase from last year
• LIC’s first-year premium income also saw marginal growth to ₹7,525 crore

The LIC share price remains a key indicator of investor sentiment, particularly during earnings season. The insurer’s stable performance in Q1 FY26 showcases its strong fundamentals and continued trust among policyholders.