Market Performance
It was a strong start to the week for Poonawalla Fincorp shares, which rallied close to 9% on October 6 to touch a new all-time high. The non-banking financial company’s stock opened at ₹529.55, up from the previous close of ₹524.35, and climbed to a record ₹570.40 in intraday trade.
Around 10:15 a.m., the stock was still holding firm—up nearly 8% at ₹566, showing sustained investor interest through the morning session.
The rally pushed Poonawalla Fincorp’s year-to-date gain to an impressive 76%, far outpacing the Sensex’s 4% rise over the same period. Over the past year, the stock has advanced 45%, while the benchmark index remained largely flat.
Main News: Record High Driven by Strong Business Growth
The surge in Poonawalla Fincorp share price came after the company released provisional updates for the September quarter (Q2 FY26) showing robust expansion in its lending portfolio.
According to its exchange filing on October 6, the company reported:
- Assets Under Management (AUM): ₹47,625 crore as on September 30, 2025
- Year-on-Year growth: 67.7%
- Quarter-on-Quarter growth: 15.4%
- Liquidity position: approximately ₹6,200 crore
This strong AUM growth underlines how effectively the NBFC has scaled its lending operations, maintaining ample liquidity even as the balance sheet expands. The management reaffirmed that its approach remains focused on risk-first principles, diversified assets, and a sustainable profit model.
The Board of Directors will convene on October 17 to review and finalize the unaudited financial results for the quarter and half-year ending September 30, 2025.
Company Details: Financial Snapshot
In the previous quarter (Q1 FY26), Poonawalla Fincorp posted a net profit of ₹63 crore, compared with ₹292 crore in the same period last year. The decline of 78.5% YoY was mainly attributed to one-time expenses and prior provisioning.
On a sequential basis, profits remained largely stable. Meanwhile, operational performance stayed resilient:
- Net Interest Income (NII): ₹639 crore, up from ₹576 crore YoY
- AUM in June 2025: ₹41,273 crore
- AUM in June 2024: ₹26,972 crore
- AUM growth: 53% YoY
The consistent rise in AUM across product segments highlights healthy demand and effective risk management despite sector-wide challenges.
Capital Infusion and Corporate Updates
Recently, the company’s board approved a preferential allotment of 3.31 crore shares to its promoter entity, Rising Sun Holdings Private Limited.
The move strengthens the promoter’s stake and supports future business expansion through additional capital availability. According to the company’s filing dated September 17, 3,31,48,102 shares were allotted under this preferential issue.
Such capital moves typically enhance liquidity buffers and enable non-banking finance companies to grow their lending book responsibly.
Stock Performance Trend: Momentum That Defies Volatility
While several NBFC stocks have moved sideways this year, Poonawalla Fincorp shares have delivered one of the most consistent rallies on the bourses.
Key trend highlights:
- Year-to-Date gain: 76%
- One-Year return: 45%
- Monthly trend: Positive since August 2025
Month-wise performance paints a steady climb:
- August: +2%
- September: +15%
- October (so far): +13%
The stock’s steady upward move through multiple months showcases growing confidence in the company’s fundamentals and execution strength.
Business Overview: Balancing Growth with Resilience
Behind the market enthusiasm lies a clear operational story. Poonawalla Fincorp has positioned itself as a new-age NBFC focused on disciplined lending, diverse product portfolios, and robust risk frameworks.
The company’s “risk-first” strategy ensures controlled exposure even as it scales. Maintaining a liquidity cushion of around ₹6,200 crore adds another layer of strength.
By broadening its reach across consumer and business lending verticals, the NBFC has built a balanced growth engine—supported by technology-driven credit assessment and a conservative funding model.
Summary: Record High Reflects Investor Confidence
The sharp rise in Poonawalla Fincorp share price on October 6 marks another milestone in the company’s growth journey.
Key Takeaways:
- Stock hit a record ₹570.40, up 9% in intraday trade
- AUM rose 67.7% YoY to ₹47,625 crore
- Liquidity: ₹6,200 crore as on September 30, 2025
- Net Interest Income: ₹639 crore vs ₹576 crore YoY
- Net Profit (Q1 FY26): ₹63 crore
- Promoter Allotment: 3.31 crore shares to Rising Sun Holdings
The numbers reflect solid operational momentum and a confident management stance amid a dynamic financial environment.
As the company continues expanding its AUM base and maintaining liquidity strength, Poonawalla Fincorp shares remain a key indicator of how disciplined lending models can deliver consistent growth in the NBFC sector.
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