Underwriting

Underwriting is the process of evaluating and assuming financial risk. Learn the meaning of underwriting in finance.

Underlying Asset

An underlying asset is the financial instrument on which derivatives are based. Learn its meaning with examples.

Unsecured Loan

An unsecured loan is granted without collateral. Learn the meaning of unsecured loans and their features.

Unit Trust

A unit trust pools investor funds to invest in securities. Learn the meaning of unit trust and how it works.

Upside Potential

Upside potential indicates the possible increase in an asset’s value. Learn the meaning of upside potential in investing.

Unsystematic Risk

Unsystematic risk is company-specific risk that can be reduced through diversification. Learn its meaning, types, and how it differs from systematic risk.

Utility

Utility in economics refers to the satisfaction or benefit derived from consuming goods or services. Learn the meaning of utility and its key types.

Unlisted Company

An unlisted company’s shares are not traded on a stock exchange. Learn the meaning of unlisted companies.

Unrealized Gain

An unrealized gain is an increase in asset value not yet sold. Learn the meaning of unrealized gains in investing.

Unrealized Loss

An unrealized loss is a decline in asset value that has not been sold. Learn the meaning of unrealized loss in investing.

Unemployment Rate

The unemployment rate measures the percentage of unemployed individuals. Learn the meaning of unemployment rate and how it is calculated.

Upfront Margin

Upfront margin is the margin required before executing a trade. Learn the meaning of upfront margin and how it affects trading positions.

Uptrend

An uptrend is a market condition where prices move higher over time. Learn the meaning of uptrend and how it is identified in trading.

Uptick

An uptick refers to a rise in the price of a security from the previous trade. Learn the meaning of uptick and its relevance in stock trading.

Unfunded Liability

Unfunded liabilities are future financial obligations that lack sufficient funding. Learn their meaning, causes, and why they matter in finance.

Universal Banking

Universal banking offers a wide range of financial services under one roof. Learn the meaning of universal banking and how it works.

Unhedged Exposure

Unhedged foreign currency exposure refers to the risk faced when currency fluctuations are not hedged. Learn its meaning, causes, and financial impact.

Unsecured Debenture

An unsecured debenture is a debt instrument without collateral backing. Learn the meaning of unsecured debenture and its risk profile.

Usance Bill

A usance bill is a bill of exchange payable after a fixed period. Learn the meaning of usance bills in trade finance.

Unilateral Contract

A unilateral contract is formed when one party promises performance for an act. Learn its meaning with simple explanation.

Unleveraged Beta

Unleveraged beta measures a company’s risk without the impact of debt. Learn the meaning of unleveraged beta in finance.

Unclaimed Dividend

Unclaimed dividend is dividend not collected by shareholders. Learn the meaning of unclaimed dividend and how to claim it.

Upstream Investment

Upstream investment refers to investments in the early stages of production. Learn the meaning of upstream investment and its importance in industries like energy.