What are the charges for instant transfers?

At Samco, charges for instant transfers depend on the payment mode used:

Payment ModeSpeedCharges
UPIInstantFree
Net BankingInstant₹9 + 18% GST per transaction

Note: While UPI is completely free, Net Banking carries a convenience charge of ₹9 + 18% GST per transaction. If you want to avoid this charge, UPI is the recommended option for instant transfers.

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